Jewelry & watches
Fine jewelry, evaluated on site
Rings, diamonds, chains and watches looked over at the counter, for an instant pawn loan or a cash offer.
- Rings and diamonds
- Luxury and brand-name watches
- Broken pieces welcome
TL;DR
Pawn Pro writes pawn loans on jewelry and watches and buys them outright at 8175 Washington Street SW in Covington. The metal is tested and weighed, stones are looked over, and watches are checked for movement and condition while you wait. Box, papers and grading reports raise the offer. Pawned jewelry stays in storage for the 30-day term and comes back when the loan is paid. Georgia allows 10 days of grace after the due date.
What decides the value of a ring or chain?
Mostly the metal, then the stones, then the name on it. The gold or platinum is tested and weighed the same way scrap is. A diamond adds value according to its size, cut, color and clarity, and a report from GIA or another lab helps it count fully. Designer and brand-name pieces can be worth more than their weight.
None of that requires the piece to be whole. A ring missing its center stone still holds its metal value.
Can I pawn a watch?
Yes. Luxury and brand-name watches are some of the strongest collateral the counter sees, because their resale market is deep. The watch is checked for a genuine movement, running time and condition. Box, papers, spare links and service records all help, so bring whatever came with it. A watch that has stopped can still be pawned, though the offer reflects the service it needs.
How do I get my jewelry back?
Pay the loan. Each piece is written on its own ticket with a 30-day term. Pay off the principal and fee and it comes out of storage that day. Not ready yet? Pay the interest fee and the term starts again. If the due date slips, Georgia's 10-day grace period under O.C.G.A. § 44-14-403 still lets you redeem before the item can be sold.
You can carry more than one loan at once, so an engagement ring and a watch never have to be paid off together.
Can I buy jewelry here?
Yes. Rings, chains, pendants and watches that were sold to the store, or never picked up, go back into the cases at discounted prices. Stock turns over constantly, which suits anyone hunting for a particular style or brand. Ask at the counter what is known about a piece, including its karat and any stone details on file.
Answers
Jewelry & Watches: common questions
How is jewelry valued for a pawn loan?
Gold weight and karat drive most of the number, then the stones and the brand. The metal is tested and weighed, diamonds and gemstones are looked over, and condition is checked while you wait. A known watch brand can lift the offer well past what the metal alone is worth.
Do you buy diamonds?
Yes, loose and set. A diamond is judged on size, cut, color and clarity, and a grading report from GIA or another lab helps if you have one. Without a report the stone is evaluated at the counter, and the offer is explained before you decide.
Can I pawn a Rolex or another luxury watch?
Yes. Luxury and brand-name watches are pawned and bought here. Bring the box, papers, spare links and any service records, since they help show the watch is genuine and raise the offer. A watch that runs and keeps time is worth more than one that needs service.
Can I get my ring back after I pawn it?
Yes, as long as the loan is current. Pay off the loan within its 30 days, or renew it by paying the interest, and the ring comes back to you from storage. Georgia also allows a 10-day grace period after the due date before a pawned item can be sold.
Do you buy broken jewelry?
Yes. A broken chain, a single earring or a ring missing its stone is still gold or silver, and metal is paid by weight. Bring the pieces together in one bag so nothing small goes missing, and each one is tested on its own.
Jewelry & Watches
Get an offer on jewelry and watches
Tell the shop what you have. The firm number comes at the counter.
- Monday–Saturday 10 AM–6 PM · closed Sunday
- Bring a government-issued photo ID
- No appointment, no credit check